AB&T Board of Directors


John P. "Jay" Ventulett


Vice President, Marsh & McClennan

A native of the area, Jay Ventulett has lived in Albany for more than 60 years. He is a graduate of Albany High School and Georgia State University. Returning to Albany after graduation Jay became an independent insurance agent specializing in personal and commercial lines of property and casualty insurance. Jay, and his partner Jack Howard, founded their own agency which became Howard, Ventulett, and Bishop Insurors Inc., which eventually became part of J. Smith Lanier & CO before becoming part of Marsh & McClennan, one of the largest professional service firms in the country.

Actively involved in the community, Jay is a former member of the board of Doublegate Country Club, and past president of the Rotary Club of Dougherty County.

With his understanding of the complexities of running a business and his personal commitment to serving his community, Jay is ideally suited to lead the board of a local bank dedicated to improving life within the community it serves.

Walker D. Davis

Vice Chairman

A native of Albany, Walker Davis attended Westover High School and received a Bachelor of Science degree in Industrial Management from Georgia Tech. He returned to Albany in 1997 to start a business in the healthcare industry. As a successful entrepreneur who has operated businesses in various industries, in addition to healthcare, Walker has found success in logistics, real estate, service and manufacturing. With such a diverse background, Walker's advice and counsel are highly coveted by his peers.

Concerned for the well-being and success of the community as a whole, Walker takes pride in being involved with the Albany Rotary Club and Georgia Cares. As vice chairman, Walker is proud to be part of a team that's locally accessible and focused on contributing to the future of this community.

James L. "Luke" Flatt

President, CEO

For more than 40 years Luke Flatt has built a career in South Georgia devoted to his passion for community banking. An optimist, visionary and achiever, Luke leads with the idea that a financial institution should have no greater concern than the growth, prosperity, diversity and quality of life of the communities it serves. With that strategic vision, he is out to ensure that AB&T is the gold standard in community banking.

Throughout his career Luke has been active in the community, serving in leadership roles for the Albany Area Chamber of Commerce, the Georgia Chamber of Commerce, the Rotary Club Dougherty County, the Darton College Foundation, Leadership Albany, Leadership Georgia, Consumer Credit Counseling Service, and Imagine Albany. Luke has received numerous honors for his service, including Leadership Albany’s prestigious “Ed Freeman Award” and the 2017 Lifetime Service Award from the Albany Area Chamber of Commerce.

Luke earned a Bachelor of Science in Business Administration from Auburn University and is a graduate of the Stonier Graduate School of Banking at Rutgers University where he was elected class president by the more than 200 bankers and bank regulators in his class.

James L. "Jim" Bacon

General Manager, Safe Aire Heating and Cooling

A native of Albany and graduate of Westover High School, Jim Bacon attended the University of Georgia where he received a bachelor’s degree in accounting. He is a certified public accountant (CPA) and has previously worked in corporate accounting and sales/marketing positions throughout the United States and overseas.

He is a member of the Rotary Club of Dougherty County and Warwick United Methodist Church, where he serves as coordinator for “Outdoor Boat Church.”

Jim’s accounting and business experience are tremendous assets to the bank and the community. His wealth of knowledge and his commitment fit perfectly with AB&T’s vision of becoming the gold standard of community banking.

Ben Jacobs "Jake" Barrow

Secretary/Treasurer, Artesian Contracting Co., Inc.

A graduate of Sherwood Christian Academy, Jake Barrow earned a degree in civil engineering from Auburn University before returning to his hometown to start his career. He is co-founder and Secretary/ Treasurer of Artesian Contracting Co., Inc, a general contracting firm with expertise in commercial, industrial and retail construction. Jake is responsible for estimating, project management and day-to-day operation of the business, which has a niche in the highly regulated world of federal government construction contracting. 

Jake believes in the value of a local bank committed to serving its community and insists on nothing less than providing the kind of personal treatment that makes every client feel as good as gold.

Mary Helen Dykes

Retired Secretary/Treasurer of Bobs Candies, Inc.

Mary Helen Dykes has been a resident of Albany for more than 55 years and is a graduate of Albany High School and Manhattanville College, where she earned an art history degree. Mary Helen retired as Secretary/Treasurer of Bobs Candies Inc., which, during her tenure, was the world's largest manufacturer and marketer of peppermint candy canes and hard candy. Mary Helen currently serves on the board at Phoebe Putney Memorial Hospital, where she is chairman of the Credentialing Committee. Additionally, she serves on the board of the Albany Symphony Orchestra.

As a member of the AB&T board, Mary Helen supports the bank's distinct focus on building close relationships with local businesses, which are the fiber of Albany. She sees strength in the bank's ability to react to changing economic conditions and is devoted to helping the staff uphold its commitment to providing the community with the gold standard in banking.

Justin L. Jones

Co-Manager Tri-County Ag Services, LLC.

Justin Jones graduated Albany High School before attending the University of Georgia where he earned a Bachelor of Science degree in Agricultural Economics. He returned home following graduation and is the co-manager of sales for Tri-County Ag Services, LLC. Located in Smithville, Tri-County is a retail agri-business that provides chemicals, fertilizers and seed to farmers across South Georgia. In addition, Justin farms row crops and pecans in partnership with other successful agri-businessmen.

With his background and education, Justin has a keen understanding of the complexities and nuances of farming and brings insight and perspective to the all-encompassing impact of agri-business on the local economy.

C. Richard "Rick" Langley


Rick Langley has lived in Albany for more than 60 years. He graduated Albany High School before attending Emory University, where he earned a bachelors degree in political science and a juris doctorate. 

As a well-respected attorney, Rick has served in positions of leadership with numerous professional, civic and social boards, including the Dougherty County Bar Association, Doublegate Country Club, Sertoma Club, Leadership Albany, March of Dimes and Hospice House.

As someone who believes Albany needs and deserves a true community bank that is focused on its citizens and the surrounding community, Rick proudly serves on AB&T's board to help ensure that expectation is fulfilled.

William J. "Jay" McAfee, M.D.

Radiation Oncologist, Radiation Oncology Associates Phoebe Putney Memorial Hospital

A native of Albany and a graduate of Albany High School, Dr. Jay McAfee attended the University of Georgia, the Medical College of Georgia and interned at the University of Florida. Following a residency in radiation oncology at the University of Minnesota in Minneapolis, MN, Jay returned to Albany as a board certified radiation oncologist and joined Radiation Oncology Associates at Phoebe Putney Memorial Hospital.

Additionally, Jay serves as Medical Director and the Cancer Liaison Physician to the Commission on Cancer for the Department of Radiation Oncology at the Phoebe Cancer Center and he serves on the Board of Directors of Phoebe Putney Memorial Hospital. He is also Vice Chairman of Phoebe Health Partners.

Jay's father, the late Billy McAfee, was a founding member of the AB&T board and an ardent supporter of the bank until his death. Not only does Jay bring his Albany heritage with him, he also represents the intersection of the past and the future of community banking in this area. Jay's wealth of knowledge, community experience and local commitment fully support the bank's vision of being the gold standard of community banking.

F. Faison Middleton, IV

Managing Partner, Watson, Spence, LLP.

A native of Albany, Faison Middleton attended Westover High School and Emory University before graduating Georgia State University College of Law, cum laude. Currently, Faison serves as managing partner of Watson Spence, LLP, a law firm that provides a broad range of legal services to its clients throughout Georgia and across the country.

Since returning to his hometown, Faison has taken on numerous leadership roles in the community and statewide. Faison has served on numerous Boards, including Leadership Georgia, the Albany Area Chamber of Commerce, the Albany Museum of Art and First Tee Albany. Fasion was founding President and Board Member of the Lily Pad, a center committed to the needs of victims of sexual violence and child abuse. He has passionately supported the Flint RiverQuarium and currently serves on the Executive Committee. Appointed by the Governor, Faison also serves on the Georgia Student Finance Commission.

Faison's experience and demonstrated leadership skills continue help guide the bank as it seeks to fulfill the vision of becoming the gold standard in community banking.

John Lamar "Jake" Reese, IV

Vice President and Project Manager, LRA Constructors, Inc.

A native of Albany, Jake Reese graduated Deerfield Windsor School. Following the path of his father and grandfather, Jake attended Georgia Tech where he earned a Bachelor of Science degree in Building Construction. Upon returning to Albany, Jake joined LRA Constructors, Inc., a well-known and highly regarded general contracting firm, as Project Manager. He was later promoted to Vice President, with responsibility for marketing, design build and construction management. 

A third generation Albanian, Jake is proud to be a part of a bank that embraces local decision-making designed to strengthen its community. He shares AB&T's commitment of community involvement and providing gold standard service to its clients.

Jenny Y. Savelle

Chief Executive Officer, Bishop Clean Care, Inc.

Jenny Savelle is CEO of Bishop Clean Care, Inc. which provides residential and commercial cleaning and restoration services. Jenny attended Georgia Tech where she earned Bachelor of Science and Master of Science degrees in Industrial and Systems Engineering. Since moving to Albany, Jenny has become very active in the community. She has served in various capactities with the Albany Area Chamber of Commerce, including serving as the 2017 chairwoman. She is also Treasurer of the Albany-Dougherty Economic Development Commission.

Originally from Beijing, China, Jenny brings a global perspective into the board room. Her broad cultural experience, and her passion for excellence and her entrepreneurial spirit, reinforces AB&T's commitment to providing the gold standard experience to a diverse community.

J. Bridges Sinyard

Vice President, Adams Exterminators, Inc.

A native Albanian, Bridges Sinyard graduated Deerfield Windsor School and attended the University of Georgia where he earned dual degrees: Bachelor of Business Administration in Finance and a Bachelor of Business Administration in Risk Management and Insurance.

After graduating college, Bridges served for two years on the staff of Senator Saxby Chambless in Washington, D.C. While on Senator Chambless' staff, Bridges was responsible for agriculture and transportation policy, two critically important issues for Albany and South Georgia. His expertise and contacts in those areas continue to serve the bank and the community well.  

Since returning home to join the family business, Bridges has been active with the Albany Area Chamber of Commerce, where he is a member of the Executive Committee and is the Vice Chairman of Leadership Development. Bridges believes that local businesses, like local banks, should be active in the communities they serve.

Earle P. Spurlock

President, Logos Plus Inc. and G.F. Martin Farms Inc.
Partner, Phillips and Spurlock

Earle Spurlock is a native of South Georgia and a graduate of Georgia Tech. Earle is an entrepreneur who has established and operated numerous businesses over the course of his career. He understands how business conditions ebb and flow and has demonstrated his ability to navigate changing conditions successfully. As a result of his extensive business experience, Earle knows the importance of banking with a community bank that helps its clients adapt to a fluid business environment.

Earle is passionate about AB&T's mission to deal honestly and forthrightly with clients, and to maintain their trust and confidence during difficult times, as well as times of prosperity.

Jeffery D. "Jeff" Wiggins

President, DJ's II Car Wash, Inc.

Jeff Wiggins is a native Albanian and graduate of Albany High School. He studied small business management at Georgia Southern University and earned a Bachelor of Science in Business Administration. As president of DJ’s II Car Wash, Inc., Jeff is responsible for the day-to-day operations of the highly successful second-generation, local family business. Along with his brother Colby, Jeff is also part owner and operator of 10 Oasis Express Washes in Georgia and North Florida. Additionally, Jeff is a partner in property investment group, Artesian Holdings, LLC, and an active member of First United Methodist Church.

The wealth of customer experience and common sense that comes from his hands-on approach to business makes Jeff a valued member of the AB&T board that is committed to providing the gold standard of customer service to its clients and community.

Lawrence B. "Larry" Willson

President/CEO, Sunnyland Farms Inc./Willson Farming Co.

Larry Willson is a life-long resident of Albany with deep roots in the area. He earned a Bachelor of Arts in Economics from Trinity College and an MBA in Marketing from Georgia State University before returning to Albany where he's built a successful career in agri-business and has become an important community leader.

As President and CEO of Sunnyland Farms, Inc. and Willson Farming Co., Larry oversees a highly successful pecan farming operation and tree nut and confectionary mail order business with international reach. He has been a long-time grower and businessman in the pecan industry, having held numerous positions of leadership in various pecan grower associations. Locally, Larry has served in positions of leadership with the Albany YMCA, Albany Area Primary Health Care and the Phoebe Foundation.

Larry has a deep affection for Southwest Georgia and its people, and he believes that it's imperative that AB&T remain a strong and vibrant community bank for the future growth and vitality of the community he loves.