Next Steps

What to expect when moving forward with a purchase contract

• Once you've found a home, made an offer and negotiated a purchase contract with the seller, including the closing date, we can help you complete your loan application. If you're already prequalified with us, you've already completed several steps for this. We'll need up-to-date documents, such as your last two bank statements and pay stubs.

• We'll send you a welcome letter to review, while other aspects of the approval process, such as appraisal and a title check, are completed.

• Prior to closing, you'll need to lock in your interest rate, order an inspection, and also order and pay for a one-year homeowner's insurance policy.

• When it comes time for closing your loan, you will need to obtain a cashier's check for closing costs and down payment, and then review and sign all of the final documents.

We're here to walk you through every step of the way, helping to create a smooth, confident experience.

All loans are subject to credit approval.